Waking up early

Whinings

Waking up early is difficult. Especially when you are used to sleeping late. Having a good 8 hours sleep is almost impossible if you are working in environment which requires you to work extra hours. I always strive to wake up at 4.30am every morning because it’s the best time for the recollect my mind and do what I need to do.

Waking up at 4.30am means that I would need to sleep at 8.30pm. Not easy when you get back home at 8 every day! Tough I must say but we need to do what we need to do. Distraction and temptations are all out there. Youtube, Netflix and Facebook. The root of all evil I must say. It really eats up my time.

I watched one of youtube video last night and it says that I need to remove temptation from my life in order to create self discipline. Not so easy as I would need to use things like youtube for my work. More like for my self-learning. There are tonnes of good videos out there like from ted.com and such. I guess – I need to find another way.

Anyway – what do I do when I wake up so early. Well – the first thing I do is to go workout. I always find excuse to not workout when I wake up late. More like I wanted to be in office or start work by 8.30am the latest. The earlier I start the better as I am able to get more things done, especially in the early part of the working day. When the day pass 10am – there will be so much of conference calls and meetings that I need to attend. It really makes my life difficult if I start work later. I will end up having so much work postponed later. Not so fun to be honest. I always strive to finish work by 7pm because I wanted to eat dinner early. Eating dinner late is bad.

So what is my strategy for today? I don’t know to be honest. Let’s see… I did manage to wake up about 4.30 and was in gym by 5.15am 🙂

Crashing Ringgit

Whinings

in the past couple of weeks – we can see that ringgit to US dollar has been crashing like mad. I remember us having a $1 to MYR3.5 earlier this year. That’s generally ok but still expensive to be honest. In the recent weeks – that rate has been going up and up, to about 4.1. That’s really bad. 

In the past we’ve been always talking about the psychological level of 3.8 – which is the point where we peg our currency, back during the financial crisis in 1997. The following chart shows the trend. 

  
If you can see, in a chart since 2014 – the ringgit has been sliding from 3.1. Honestly – I am not particularly sure what’s going on. I suspect it’s the political stability but I might be wrong. There are data points that leads towards a general USD up valuation across multiple Asian currencies. I might be wrong. 

I am in two side of the coins. As ringgit goes down – my USD investments are actually going upwards. And this is definitely a positive sign. Though I wish a lot more of my investments was there. Earlier this year – I saw my investments value dropped due to ringgit gaining. But it wasn’t that bad as most of my investments went up more than the devaluation of USD. Now it’s the other way around, with double up – suddenly I got a gain of almost 15% in the last three months. Perfect. 

I will find a challenge when I travel as the value of my currency is low. Don’t even need to go far. Going down south to Singapore will be an expensive affair. I suspect it’ll touch 1-3 in the next 6 months. 

Let’s see where this take me…..

Just feeling swamped

Whinings

It has been almost 8 months since I’ve landed at this new client. It’s a test of my endurance of working hard. 

I wouldn’t labeled myself as a workaholic but I just want to get things done and achieve what I need to achieve. Sometimes timing might not be right but we all have to push hard so that we are able to get what we want. 

Perseverance is key. There’s no way I be where I want without have the perseverance and dedication. There are good times and there are bad times. There at relaxing times and there are stressful times. Just need to push on and be on the ball at all times. 

The amount of time I dedicated to the work this year is just amazing. I have sacrificed quite a lot from times with loved ones and health. Though the health is more of me being down due to injuries. Not getting younger I guess. 

I sure hope that I would be able to recover from this awesome adventure and drive on for more success. 

I also need to start looking at work life balance. Working 14-15 hours a day is no way good for anybody. 

Weekly Whinings #2 What’s Happening to The Country

Whinings

***personal opinion***

It has been many weeks since we heard about the article in which WSJ claims that there was 2.6B transferred to the Prime Minister’s account. 

  
A task force has been set up to investigate the massive allegation. That 2.6B is so much that I cannot imagine what would I do with it if I have it. Though I am confident that I would be able to finish it!

From that point onwards, things has been spiraling downwards. Days after – another article was posted about the alleged transfer of 2M to the Premier’s wife. Man. That’s a lot of money to be transferred. 

I have heard about various law regarding the control of capital flows – especially from overseas. This is to ensure that we would be able to manage and handle money launderers. 

Anyway – after Raya everything begins:

  1. Deputy Prime Minister who was vocal about 1MDB gets replaced. 
  2. The attorney general who was in the task force gets replaced. 
  3. Three of the PAC member including chairman was given a “promotion” to executive posts, forcing them to resign. 

  
Subsequent from that – various MACC officers has been reprimanded and questions by the police, including two directors who are Datuk. No reason given as far as I read the news – I might be wrong. 

  
And then – MACC announced that the 2.6B is a cash donation from overseas. Followed by the fact that political donation are allowed in this country. Huh. To a personal account??

I am not a lawyer but this is getting too much. I hope that all these allegations are false. 

I am just stating what I remember after reading various news article. I might get my facts wrong but I hope I got my gist right!