Rule of 78

According to LoanStreet – The Rule of 78 is one of the most prevalent secrets in the banking industry that is barely understood by the public. This post is about me trying to understand how it works, and hoping to share with you so that you understand and be able to figure out how you…

Maybank Cardless Withdrawal

In the past year, I’ve been losing my memory! Or rather been a bit too careless. There have been many instances where I left my wallet at home, resulting me driving around illegally without license, in addition to not having cash at all! This is really bad – serious. Yesterday – I went out for brunch/lunch…

Self deposit coins machine

Generally in my daily life, I really hate carrying coins. In fact, most of the occasions I would leave the coins with the cashier as a form of gratitude aka tips.  Actually, I am lazy to carry the coins around. You know how difficult it is to bank in coins? Before this You have to…