What do we do next?

Have you figured out what do you do when one day you decide to stop working? Have you thought about how is life after all the daily hustling at work? Have you imagine the day when you can wake up in the morning without worrying about anything? Well – it is in my dreams of…

EPF Withdrawal at 60

Here’s my thoughts: Some people have too little money in EPF thus they won’t have enough money at 60 anyway. They will still struggle. If for 25 years they can’t make enough, how can 5 years makes a difference. If they retire without EPF – then it’s hard. They need a source of income –…

Travel dream

Sometimes I always wonder what it feels to travel the world without having anything to worry. Just riding the bike all over the place, experience new cultures and meet new people. In the past few years, I’ve not travel much due to work commitment. In fact I have not travel much my whole life. During…