Musings again

It has been quite a while since I post anything. Been really busy. But partly it’s because the blog has not been really stable lately. I got a notification from dreamhost stating that my blog is eating up process times. Can’t be bothered the debug now. Maybe when I have time.

Write More

I decided that it’s time that I write more. Writing more gives me that calmness and zen. I might not be the greatest or “bestest” writer – but I need to start somewhere.

It is a start of the financial year for the firm that I work for. It could have been yesterday but because of the public holiday that announced due to the nation’s success, work starts today.

I’ve not jumped into a new frame of mind yet. Usually I will take a couple of weeks, but I guess this year will be different. In fact, I have a 9am meeting to do brainstorm! Early start of the year I must say.

Public Transport

In my early morning reflections as part of my miracle morning routine, one of the main reflections is to save money for retirement. And one of the big ticket items in my budget is the transport itself. It’s quite a lot given the number of highways surrounding me. For example:

  • Penchala Link – RM3
  • Kerinchi Link – RM2

That’s a total of RM5. Minus the petrol. My car is highly inefficient at 15L per 100km. At RM per L, I am paying RM0.30 per KM or RM4.50 one way to office. Parking is about RM10.

So in total, if I was to drive, am looking at RM29 at least. Toll, petrol and parking inclusive. If I was to include my maintenance and the cost of the car, I think it’s probably be in the region of RM50 to RM100 per day! In fact it is probably more because the amount I pay for my hire purchase.

Finance

As part of my morning reflection, I also look at how I will save money for my retirement. Perhaps that deserve another musing. Will add that to topic list. One thing for sure, I can’t help it but to push hard for an early retirement. I do want to retire at the age of 45. I think that’s a prime time to retire. While I am still healthy and strong, will allow me to travel the world and experience all the things that I sacrificed whilst working.

In fact the whole public transport is because of the thoughts about retirement. Happiness is the word when I see my plan to be on track. And with public transport, I can even fast track that further.

Writing More of My Thoughts

I think this is about my thoughts, what’s in my screwed up mind. It maybe big, but it’s super screwed up. Then again, there are a lot of shit in there. I must say. Expressing thru this medium is interesting

I think I am done for the day. To be continued.

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